About Us

When you have an important real estate transaction, you need a reliable source of funding, one that can provide the funding you need, when you need it. We are a direct, local, private money lender originating, underwriting and funding non-traditional mortgages and hard money loans on residential and commercial properties throughout California.

Our borrowers come to us with different needs. Real Estate Investors looking for quick private money to purchase and renovate investment properties. Individuals with credit issues but with considerable equity in their real estate property borrowing short-term until they qualify to refinance. A homeowner needing a bridge loan to purchase their dream home before they sell their existing one. We empower Real Estate Entrepreneurs by minimizing obstacles and creating new avenues to seize opportunities that would otherwise be missed.

Private Money Loans are short-term, usually one to three years, and are interest-only to keep payments manageable
Private Money Loans are centered around real estate collateral rather than simply the borrower's credit history
We don't penalize borrowers for paying off their private money loans early unlike other lenders
We can offer up to 70 percent loan to value ratios, with cross-collateralization of real estate properties if needed